Is it safe to deposit 200,000 yuan and withdraw 80,000 yuan to buy a money fund? I chose a relatively stable income. I don't know the market, and I haven't seen it. I urgently need to learn how to manage money. Arrange it like this Money funds have the lowest risk among all funds, such as Yu 'ebao. According to risks and expected returns, funds are divided into currency type, bond type and stock type.

First, it is not recommended to deposit too many deposits in the bank. Even inflation can't run away, but it is actually a loss. Just leave some usual expenses.

Second, you can buy more money funds at first, such as various baby products.

Third, you can buy some insurance products. Disease insurance and accident insurance are relatively cost-effective, and many families have been hit hard by diseases or accidents.

Fourth, if you still have time, energy and money, you can use a small amount of money to invest in financial products such as stocks and futures.

Hope to adopt. Thank you.