The risk of universal insurance is relatively low, and the minimum expected rate of return is 3%, but it is uncertain that the settlement interest rate exceeds the minimum guarantee rate. To put it simply, the expected rate of return of 5.5% may not be so much due.
Does Beijing enjoy profit security?
First, Beijing's love and profit capital security.
Beijing Ai Henry is a product issued by an insurance company. Insurance companies are similar to banks, and their qualifications and licenses are very precious. Their daily operations are supervised by many parties, and there is no problem with the safety of funds.
In terms of account security, JD Finance provides comprehensive protection. JD.COM is also an Internet giant with great credit value. Jingdong Finance also has the relevant qualifications and licenses to sell these insurances, funds and wealth management. No matter in technology or brand reputation, I believe it has enough ability and motivation to ensure account security.
Second, Beijing loves the principal guarantee of interest rolling.
Beijing Ai Henry is a universal insurance, and the issuer is an insurance company. As we all know, insurance companies are owners with deep pockets and strong financial background. From the product history, universal insurance did not lose money, so the principal security in Beijing and Ai Xin enjoyed a relatively high profit.
Third, Beijing loves to enjoy the expected income guarantee of profits.
As mentioned above, Jing 'ai enjoys the guaranteed expected return, but the interest rate beyond the guaranteed expected return is not guaranteed. From the historical experience, universal insurance can generally obtain the expected expected rate of return, and the redemption situation is good. You can rest assured.
Generally speaking, Beijing Aixiang income has guaranteed expected income, and the principal is highly secure, so investors need not worry.
Introduction reading:
How about Jinghongxin Ipoh? Investment-linked insurance does not guarantee the minimum expected return!