The income of bond funds is less than that of equity funds and hybrid funds. But the risk is also relatively small.

Now you can buy a fund and make a fixed investment. Bond funds can also make fixed investment, and each risk can be shared equally.

For example, if you invest in a bond fund every month, the net value is 1 1,000 yuan, and the net value at the time of purchase is 1.2 yuan. The subscription fee of the Fund is 1.5%, and it is planned to redeem the Fund after the investment of 1 month, with the net value of 1.4 yuan on that day and the redemption rate of 0.5%. Then the income is calculated as follows.

Subscription:

Subscribe a fund at 10000 yuan, the subscription rate is 1.5%, and the net value of the fund on that day is 1.2000.

Subscription fee =10000.00×1.5% =150.00 (RMB)

Subscription share = (10000.00-150.00) ÷1.2000 = 8208.33 (copies)

Redemption:

Redeem the fund after 1 month, with the net value of 1.4000 and the redemption rate of 0.5%.

Total redemption amount = 8208.33x1.4000 =11491.66 (yuan)

Redemption fee =11491.66× 0.5% = 57.46 yuan.

Net redemption amount =11491.66-57.46 =11434.20 (yuan)

Net income =11434.20-10000.00 =1434.20 (yuan)