When Wuxi workers' families buy a second set of self-occupied housing, the interest rate of provident fund loans is 1. 1 times that of the first set of housing provident fund loans in the same period, that is, it is raised from 3.25% to 3.575%. When the original commercial loan is lent, the principal balance must be the loanable amount of the applicant's provident fund. In addition to the normal purchase cost, the new house also needs to pay deed tax, overhaul fund and property fees. When taking the house; Second-hand houses need to pay deed tax and personal income tax. Legal basis: According to Article 2 of Wuxi Household Registration Regulations of Wuxi Public Security Bureau, the interest rate of provident fund loans shall be 1. 1 times of the personal loan interest rate of the first housing provident fund in the same period, that is, it shall be raised from 3.25% to 3.575%. When the original commercial loan is lent, the principal balance must be the loanable amount of the applicant's provident fund. In addition to the normal purchase cost, the new house also needs to pay deed tax, overhaul fund and property fees. When taking the house; Second-hand houses need to pay deed tax and personal income tax.