2. If the fund is purchased at the bank counter, you can bring your personal valid certificate to the corresponding bank for inquiry. If online banking is enabled on the bank card where the fund is purchased, it can be queried through the mobile phone client of the bank.
3. If you purchase funds directly from the fund company's website, open the fund company's APP, click User Login, and log in through your account opening certificate or fund account number. The password defaults to the last six digits of the account opening certificate, and you can query the funds you have purchased.
You can search the fund code online.
Investors can inquire about the net value of the fund and the asset status of its account through the sales organization of the fund or the fund company official website. Fund companies shall disclose regular fund reports for investors' reference as required, including quarterly reports, interim reports and annual reports.
What is a fund? The fund is to raise funds from gay friends, and then the fund manager will use all the raised funds to buy and sell financial products in the market. It can also be understood that you spend money to entrust a professional fund management company to help you buy and sell stocks, bonds or make other financial investments, which represents a trust relationship.
2. How does the fund make money? In fact, the fund's income mainly comes from two aspects, one is investment income and the other is speculative income. The fund mainly relies on these two parts to make money, one is the dividend of the product itself, and the other is the difference between buying low and selling high. Finally, we will take the bulk of the investment income, and the fund manager can divide the management fee and performance commission.
1) Investment income: Simply understood, the invested company made money and its profit increased. Reflected in the stocks and bonds bought, there will be corresponding dividends and interest.
2) Speculative income is the price fluctuation brought by market sentiment, and fund managers earn the difference by judging the market, buying at a low price and selling at a high price.
3. So how do we choose the fund?
When choosing a fund, we should not only look at its increase or decrease, but also look at it comprehensively according to the stock market situation in the same period. When the stock market goes up, so does the fund. When the stock market falls, the fund will also fall accordingly. What is important is that if the stock market goes up 1%, then our fund will go up more or less than this 1%. By comparison, we can see the investment ability of the fund. When choosing a fund, we should not only look at the net value, but also pay attention to the performance and risk of the fund. Paying attention to the performance and risk of the fund depends not only on the rating, but also on the specific data (half-year income, one-year income, two-year income, benchmark index, standard deviation, alpha coefficient, etc.). ) and choose the fund through comprehensive judgment. The above are purely personal suggestions, and no investment suggestions are made for reference.