Why do fixed investment funds fall, buy and sell? I believe that many people who just started to buy funds must not know this knowledge. What are the advantages of doing so? The following are the funds that have gone up, sold and bought compiled by Bian Xiao, hoping to help everyone.
The fund rose sharply, sold sharply and bought sharply.
Fixed fund investment refers to investing in a designated open-end fund at a fixed time and amount, which is similar to the bank's zero deposit and withdrawal method.
Generally speaking, investors like to make a fixed investment in the process of the fund's net value falling, and then sell it when the fund rises to make a profit. The main reasons are as follows:
Investors can get more fixed investment shares when the fund falls, and at the same time reduce the cost of investors' positions. When funds go up, they can get more income from selling. If investors make a fixed investment in the rising process, it will reduce the share of fixed investment, and at the same time increase the cost of investors' positions, which is easy to be stuck in a high position.
At the same time, investors should try to choose funds with large fluctuations in net value, such as stock funds and index funds.
Isn't the fund buying big and small, buying big and selling big?
Yes, theoretically speaking, when the fund falls sharply, it buys big ones, not small ones, but sells big ones when it rises sharply. The principle is that when the fund plummets, buying big can dilute the high cost, and not buying small because the dilution cost is not obvious enough and the handling fee is superimposed, it is better not to buy; If the fund rises, it will be sold, that is, when it rises, it will appropriately lighten its position and make a profit.
Always, it is correct to sell properly when the fund rises, and it is correct to cover the position when the fund falls. In addition, when adding or reducing positions, it must be done before three o'clock in the warehouse, so that the share can be calculated according to the net value on the day of the big drop or big rise.
Is it true that funds can generally be sold when they go up?
If you buy a fund with 500 yuan, the market value will be 500 on the first day and 550 on the second day. Not counting the redemption fee, do you earn 50 yuan after redemption? Yes, if I don't redeem the increase of 1% on the second day and the third day, how is the market value calculated on the third day? Press 500 or 550? Calculate by 550. If you don't care? The fund has ups and downs, but the overall increase is greater than the decline. Can it keep accumulating money? Is the fund share changing at the same time? There are two kinds of changes in fund shares. One is the division of funds. For example, if one share is split into two shares, the 100 share you bought becomes 200 shares. The second situation is dividend reinvestment. When the fund pays dividends, you don't want to pay dividends in cash, but convert the dividends into fund shares again.