Redemption by appointment refers to a financial investment mode in which investors submit applications through the counter or online trading system, and agree to redeem a specified share of financial products on a specified date, and the online trading system automatically initiates redemption applications after payment. The method specified by the investor on the agreed redemption date. Investors set trading trigger conditions in advance. When the conditions of one working day are met, the corresponding redemption application will be generated. Early redemption should be based on the relevant index point and the specified date.

First, the meaning of fund reservation linkage redemption is:

1, which is currently only applicable to money funds.

2. After purchasing the money fund, you can redeem it on the agreed date.

3. Redeem automatically on the agreed date, and the redeemed funds will automatically return to the bank account.

Second, the fund redemption skills:

1, see the market before operation.

Fund investment income comes from the future. For example, to redeem equity funds, we can first look at whether the future development of the stock market is a bull market or a bear market. When deciding whether to redeem, please choose the opportunity. If it is a bull market, it can be held for a period of time to maximize the income. If it is a bear market, it is early redemption. It is safe to put down the bag.

2. Switch to other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost. The conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, transformation is also an idea of redemption.

3. Regular fixed redemption

Like regular investment, regular fixed redemption can not only do a good job in daily cash management, but also stabilize market fluctuations. Regular redemption is a redemption method that matches a fixed amount of investment.

Third, the impact of fund redemption.

The subprime mortgage crisis in the United States fully reflects the impact of liquidity risk on financial institutions and financial systems. For China, similar liquidity risks are concentrated in the field of open-end funds.

Once investors' expectations change, the large-scale redemption of funds may lead to the liquidity risk of open-end funds, triggering a vicious circle of "fund redemption-stock price decline-redemption amplification-stock price further decline", which will further affect financial stability. Therefore, we should be prepared to keep the stock market developing steadily and healthily.