Many people don't know that the new medical insurance policy will cancel my personal account from now on. What should I do with the money left in my card after I cancel my personal account? In China, the funds in this account will be used for initial allocation. What remains unchanged is that after the overall account is added, the application for medical insurance reimbursement is convenient and fast, and the medical expenses of ordinary people can still be reimbursed in proportion. What has changed is that more common diseases, chronic diseases and long-term diseases that must be treated with drugs are included in the scope of medical insurance, and some of them are included in rare diseases and priceless drugs, which can reduce the medical expenses of ordinary people.
For the treatment of chronic diseases and rare diseases, the medical insurance in personal accounts is only nine Niu Yi Mao, which is not a small expenditure. Therefore, at this time, the overall fund gradually plays a role, and a certain proportion of expenses can be reimbursed through the overall account expenses. The original personal account is used to purchase the employee's own expenses, including: the medical expenses charged by a person in the outpatient and hospitalization of the medical institution designated by the agreement, the drug purchase expenses of the retail pharmacy under the agreement, the serious illness insurance expenses, the long-term care insurance premium and other miscellaneous expenses stipulated by the state and the province. Nowadays, it can also be used to buy the medical expenses borne by the other half of the insured, parents and children in outpatient and inpatient treatment in designated hospitals for medical insurance, as well as the expenses borne by individuals in purchasing drugs, medical machinery and medical consumables in designated retail pharmacies. Simply put, the money in the card can also be used by the family for outpatient service or medicine purchase, and it will not be limited to the beneficiaries.
Establish the dynamic management mode of the whole process of medical insurance fund, establish the safety prevention and control system of medical insurance fund, improve the monitoring, analysis and evaluation system of health services, and implement various methods at the same time to effectively safeguard the medical insurance rights and interests of many insured persons. In addition, at this stage, if the medical insurance is stopped, the personal account funds will be transferred to the financial function of the social security card of the employer or the insured at one time. Simply put, if the medical insurance is terminated, the money in the card will directly let you.
Therefore, in general, the new medical insurance regulations, such as lowering the threshold of outpatient reimbursement, raising the expense reimbursement limit to make medical insurance in different places more convenient, and increasing the supervision and supervision of the medical insurance pooling fund, protect the interests of the insured in more ways, which is good for us. As more and more drugs are brought into centralized procurement, the prices of many drugs are greatly reduced, the types of drugs reimbursed by medical insurance are improved, and the proportion of medical insurance reimbursement is increased. All this clearly tells you one thing.
Thank you for reading. I speak social knowledge every day. I am committed to the social field. Friends who like the content of my article can add me to subscribe. Thank you. Matters not covered are for reference only. what do you think? Please leave a message and comment warmly. Thank you for your attention and support.