In China, the family planning policy formulated by the state not only includes fines for over-births, but also provides for reimbursement of maternity insurance. Under the condition of meeting the requirements of the state, everyone can receive the reimbursement of the second child birth insurance. Maternity insurance reimbursement is a problem that everyone may encounter in life. Let me give you a detailed introduction to how the reimbursement standard for the second child birth insurance is stipulated.
1. What is the reimbursement standard for the second child birth insurance?
1. The maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female employees who have been pregnant for more than 7 months (including 7 months) and delivered naturally or who have been born prematurely for less than 7 months will enjoy a maternity allowance of 3 months; In case of dystocia or cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months but less than 7 months are entitled to 1.5 months' maternity allowance, and those who have miscarried for pathological reasons within 3 months are entitled to 1 month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.
2. Maternity nutrition subsidies and perinatal health care subsidies. Female employees who meet the national regulations and enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan and perinatal health care subsidies in 700 yuan.
3. One-time maternity allowance: female employees who take part in maternity insurance in our company are unemployed, and if they give birth in accordance with family planning regulations during the period of receiving unemployment insurance benefits, they can enjoy one-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for dystocia multiple births, and 50% for male employees whose spouses are not included in maternity insurance and give birth to their first child in accordance with family planning regulations.
4. Maternity allowance shall be compensated by the unit, and my basic salary, bonus and welfare expenses shall be paid by the unit during the maternity leave of the insured female employees.
5, family planning operation fees, including due to the needs of family planning, the implementation of the placement (removal) of intrauterine devices, induced abortion, induced labor, skin burial, sterilization and recanalization surgery costs, included in the scope of maternity insurance fund settlement.
Second, the second child maternity insurance reimbursement conditions
Employees who enjoy maternity insurance benefits shall meet the following conditions:
1. The employer has paid more than 1 year for employees and continues to pay;
2, in line with national and provincial population and family planning laws and regulations.
The application procedures for maternity insurance benefits for employees shall be handled by the employer with the relevant certificates issued by the local township (street) population and family planning institutions to the local social insurance agency. Among them, those who apply for maternity allowance or one-time maternity nutrition allowance shall also hold certificates of birth, death or termination of pregnancy.
The reimbursement standard of maternity insurance is different for everyone. However, the state allows governments at all levels to make their own decisions. Moreover, not all female employees can receive maternity insurance reimbursement, and everyone should refer to their own actual situation. Those who do not meet the standards will naturally not enjoy this policy.