Xingquan Currency A is a good investment and wealth management product. At present, the income fluctuates between 3% and 3.3%, and the risk is very small. It is suitable for stable investors, and it is good among money funds.
Extended information:
1. Is it risky to prosper Currency A?
As a monetary fund, the security of Xingquan Currency A can be assured. The risk level of money fund is low. As the lowest risk fund, it has never lost money in history. At most, the expected income is reduced a little, and the principal is not affected. Therefore, the risk of prospering money A is very low.
from the perspective of fund scale, as of the end of the first quarter of 219, the scale of this fund was about 4.8 billion yuan, which is not impressive in the monetary fund, but it is not too low. If the scale of the fund is too low, the fund company will not earn any management fees, and it may go to closed fund, but Xingquan Currency obviously has no such consideration.
second, what is the expected return of xingquan currency a?
according to the data, the seven-day annualized rate of Xingquan Currency A is 2.58%, and the expected income is higher than that of Internet financing such as Yu 'ebao. Judging from the long-term performance, the expected income of Xingquan Currency ranks in the top 1 of its kind every year for five years, with excellent performance and good stability.
Third, the liquidity of Xingquan Currency A
In Alipay, Xingquan Currency A supports redemption at any time, and the redemption funds arrive in the account within T+1 trading days, and the withdrawal speed is not bad, only one day slower than that of Yu 'ebao products.
on the premise of maintaining the low risk and high liquidity of fund assets, strive to achieve a return on investment that exceeds the performance benchmark.
The Fund invests in the following financial instruments:
1. Cash;
2. Bank deposits, bond repurchases, central bank bills, and interbank certificates of deposit with a maturity of less than one year (including one year);
3. Bonds, debt financing instruments of non-financial enterprises and asset-backed securities with a remaining maturity of less than 397 days (inclusive);
4. Other money market instruments with good liquidity recognized by China Securities Regulatory Commission and China People's Bank.
for other financial instruments that are allowed to be invested by money market funds in the future by laws, regulations or regulators, the fund manager can include them in the investment scope after performing appropriate procedures.