Is there any risk in managing cash treasure currency A?
The fund size of cash treasure Currency A is RMB 1 100 million yuan, and there is no liquidation risk. Its issuer is Rongtong Fund, which is a formal Public Offering of Fund company with guaranteed product compliance.
Judging from the degree of risk
As a monetary fund, the risk level of cash treasure Currency A is "low risk". Monetary fund is the lowest risk fund. Never lost money in history, and the expected income is very stable. Therefore, the security of cash treasure currency A can be assured.
From the perspective of investment scope
Money funds usually invest in money market instruments, such as bank certificates of deposit, government bonds and central bank bills. Needless to say, the security of treasury bonds and deposits, central bank bills have national credit guarantee, and money can not be returned, so the risk of money funds is very low.
According to the data disclosure on February 3 1, February 20 18 and February 8 18, the position of cash treasure Currency A has 3 1% cash assets and 45% bonds, which is enough to meet the short-term redemption of users, which not only ensures liquidity, but also obtains stable expected returns.
Judging from the historical performance
Rongtong cash treasure Currency A was established at the end of 20 16, and its annual increase in 20 17 ranked 260/660 among its peers. 20 18 years, the annual growth rate of the same category is 190/645. Generally speaking, this fund has no loss in history, and its expected income level is relatively good.
Generally speaking, the security of cash treasure currency A can be assured. Although the money fund is not a deposit, the risk is very low, so Alipay users don't have to worry.