Can low-income people manage their finances? For low-income people, I believe that I hope to increase my income through financial management, but there is no way. So, how can people with low incomes manage their finances better? If low-income people want to manage their finances, they must first reserve enough funds for a rainy day. And you should make distribution and planning according to your income and consumption. For example, if your monthly income is only 3,000 yuan, you can set aside 2,500 yuan for consumption and savings, and the rest of 500 yuan can manage money.

We also need to note that low-income people are not suitable for investing in high-risk wealth management products, and it is best to choose low-risk wealth management products with stable income. Such as national debt, money fund, etc. , are very suitable for low-income people's wealth management products. There are many money fund products and financial links in Yu 'ebao, which many financial novices will choose.

When your wealth management income reaches a certain income and accumulates a certain amount of wealth, you can start some venture capital, but you still have to allocate high and low risks reasonably according to your risk tolerance. The other direction is to focus on income, hoping to achieve rapid capital accumulation through financial management. This direction is suitable for people who want to rely on financial management to achieve counterattack. For low-income people, I'm afraid it's hard to get rid of them by saving a little from their own income, and there may be some hope.

If we follow this direction, then the selected financial management methods must be low-threshold and high-risk financial management methods, such as stocks, futures, partial stock funds and so on.

Because this direction will face greater risks, and it will be more difficult to achieve the final goal, it is best to master the corresponding investment ability before taking this direction, otherwise the probability of failure will be great.

If you follow this direction, you will certainly encounter many bumps and it will not be smooth sailing. Even if you don't see the financial benefits for a long time, it's normal, and you may even lose all the principal. But only in this direction can low-income people rely on financial management to achieve counterattack. Finally, the influence of family and people around you will gradually assimilate everyone. In fact, at what stage people think about what should be considered. The older you get, the more realistic you may be.