Should I redeem the fund in case of holidays?
Some holidays are shorter, others are longer, such as National Day and Spring Festival. Many investors are used to buying funds with the thinking of stock trading. They are worried that the uncertainty of the market will lead to certain risks during the holidays, and they think it is safer to stay with a bag. This kind of worry is understandable, but the fund exists as a long-term investment method, and the market is difficult to predict. However, when we buy a fund, we look at its long-term performance. If you analyze that the fund in your hand is a long-term optimistic investment risk, then you can ignore the impact of short-term market fluctuations. In the new year, it is good to hold funds safely.
Will the fund calculate the income on holidays?
During holidays, the fund's income remains unchanged, except for the monetary fund.
Matters needing attention in holiday subscription fund
Although the fund is a long-term investment, most investors cannot change the habit of frequent subscription and redemption in the short term. So be sure to calculate the holding time of the fund.
Fund holding time = fund redemption confirmation date-fund subscription confirmation date.
The fund calculates the income during the holding period, and the confirmation date is the confirmation date of the fund share. The confirmation date shall be calculated as working days, and the subscription and redemption of the Fund shall be confirmed on T+ 1 day. Let's take the National Day in 2020 as an example. There are two holidays around National Day, September 27th and June 5438+00. I go to work normally these two days, but it can't be counted as a working day. The subscription of funds on September 27th will not be confirmed until June 9th 10, and it will be closed from June 8th to June 8th. Therefore, people who want to buy funds before holidays should pay attention to the calculation of working days.
Money fund is a special case in the fund, even on holidays, it is profitable every day. The fixed investment date of the money fund is also T+ 1 day after the subscription, and the income will be enjoyed after the share is confirmed. This is also the advantage of the Monetary Fund compared with other funds.
Generally speaking, in order to protect the interests of the original holders, the Monetary Fund will suspend the subscription of the Monetary Fund in advance. At this time, we should pay attention to the announcement of fund companies in advance and make investment plans in advance according to the announcement.
The above are the precautions for holiday fund trading, and I hope it will help you.