the amount of money in Yu' ebao has nothing to do with the interest rate. The interest rate is lower because of the poor income of Tianhong Fund, which leads to the interest rate reduction.

Yu 'ebao is docked with Yu 'ebao Monetary Fund under Tianhong Fund, which is characterized by simple operation, low threshold, zero handling fee and ready access. In addition to financial management functions, Yu 'ebao can also be directly used for consumer payment such as shopping, transfer, payment and repayment, and is a cash management tool in the era of mobile Internet. At present, Yu 'ebao is still the largest monetary fund in China.

Operation process of Yu 'ebao's financial management:

1. Take Android phone (android 9.) as an example, log in to Alipay account-My Alipay-and transfer in;

2. for the first time, you need to confirm the personal identity information, and click the confirmation information;

3. Enter the transfer-in amount and proceed to the next step;

4. Select the payment method for payment, and support quick payment (including cartoon) of Alipay account balance and savings card;

5. after successful transfer, return to account management-check the balance of Yu 'ebao in account assets.

features of Yu 'ebao's financial management:

1. Simple operation flow

Yu 'ebao service is to build the fund direct selling system of the fund company into Alipay website, and users transfer funds to Yu 'ebao, which is actually to purchase money funds, and the corresponding funds are managed by the fund company. The income from Yu 'ebao is not "interest", but the income from users' purchase of money funds. If users choose to use the funds in Yu 'ebao for shopping payment, it is equivalent to redemption of money funds. The whole process is as simple as recharging Alipay, withdrawing cash or paying for shopping.

2. There is no limit on the minimum purchase amount

Yu 'ebao has no limit on the minimum purchase amount of users, and you can buy it for one yuan. The goal of Yu 'ebao is to give those pocket money opportunities to gain value-added, so that users can enjoy the happiness of financial management even if it is one or two yuan or one or two hundred yuan.

3. High income and flexible use

Compared with the general "Qian Shengqian" financial services, Yu 'ebao has a greater advantage in that it can not only provide high income, but also fully support almost all Alipay functions, such as online shopping consumption and Alipay transfer, which means that on the one hand, the funds keep increasing in value in the balance treasure, on the other hand, they can be used for consumption at any time.

4. Safety

Alipay also provides the guarantee of compensation for the stolen amount of Yu 'ebao to ensure that the funds are foolproof.