2. The employer shall take the basic old-age insurance premium paid by employees as the base of maternity insurance premium.
3. Reimbursement proportion: based on the average monthly salary of local employees in the previous year, it is paid in one lump sum according to a certain proportion (270% for natural delivery, 320% for dystocia and 420% for caesarean section).
4. The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.
5. After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund and handled according to the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.
Legal basis: Article 8 of the Provisions on Special Protection of Female Employees stipulates that maternity allowance for female employees during maternity leave shall be paid by maternity insurance fund according to the average monthly salary of employees in the previous year, and by the employer according to the salary before maternity leave. The medical expenses for maternity or abortion of female employees shall be paid by the maternity insurance fund if they have participated in maternity insurance, and shall be paid by the employer according to the items and standards stipulated in maternity insurance if they have not participated in maternity insurance.