is jingdong finance legal?

jingdong finance is legal and formal.

JD Finance's wealth management business is a licensed consignment platform with a fund consignment license. Its subsidiary, Beijing Kenteri Fund Sales Co., Ltd., is an independent fund sales organization with a fund sales license approved by the China Securities Regulatory Commission.

the insurance business of jingdong finance is a licensed consignment platform, with insurance brokerage license and insurance agency license, and its brokerage company is Tianjin jintou insurance brokerage co., ltd.

The agency Dingding Insurance Agency Co., Ltd. is an insurance intermediary agency approved by China Banking and Insurance Regulatory Commission, China, with the qualification of insurance brokerage business and agency business.

Extended information:

Jingdong Financial Development:

The first core barrier of Jingdong Finance is the risk pricing ability driven by data. Specifically, in the practice of Jingdong Finance, based on strong user insight, differentiated pricing has been achieved.

the risk control capability of jingdong finance can also be applied to related insurance businesses. For example, based on a strong real-name account system, JD Finance has accumulated a relatively large "blacklist database" after more than three years of operation, which can also be called an anti-fraud cooperation list.

jingdong finance also launched JD.COM insurance cloud service. JD.COM Insurance Cloud is based on the integration of JD Finance's overall scientific and technological capabilities and ecological resources, focusing on providing insurance companies with an overall packaging solution that applies underlying technologies to existing insurance businesses.