it is not appropriate to make a direct comparison between Yihui Xicheng and Fucunbao.

1. The advantage of Yihui Xicheng is that it is an inclusive commercial medical insurance specially designed for Wuxi citizens, which is closely connected with Wuxi's social basic medical insurance and serious illness insurance. It has the characteristics of low price and high insurance coverage, and the insurance coverage is not limited to age, occupation and health status. Anyone who participates in the basic medical insurance in Wuxi (including Jiangyin and Yixing) can participate in the insurance, and the protection responsibilities include hospitalization self-funded medical insurance, high self-funded medical insurance for malignant tumors and high self-funded medical insurance for rare diseases.

2. Fucunbao is not issued by an insurance company, but a mutual medical insurance for villagers, which is a mass, public welfare and supportive mutual medical fund project. Fucunbao, also known as Fucunbao Huimin Plan, is a policy that benefits all people in Yonglian area and aims to solve the problems of poverty caused by illness and returning to poverty due to illness.