Hello, what you said is basically correct. You bought a fund on September 30th with a net value of 1.960. After two days, the net value fell to 10- 13, and it really lost money again. But buying a fund is a long-term investment, not a short-term speculation.

If you put it in a long time, such as one or two months, or half a year, if the stock index fluctuates within a range, the stock index was at 2000 points a few months ago, and now it is back to around 2000 points, you will find that the net value of some funds with excellent performance will increase by 3-5%, and some can increase by 6-8%, then the net value of mediocre performance will be lost, and the net value of poor performance will appear.

Therefore, how the fund makes a profit, in the final analysis, depends on the difference in net worth. Funds with good performance earn more, funds with poor performance earn less, and funds with poor performance may lose money. This has nothing to do with the initial low net worth or the initial good start.

Don't be afraid of high net worth in some fund books, so don't consider net worth when buying funds. It is one thing for a fund with 50 cents to rise to 1 USD, and a fund with1USD to rise to $20. There is no difference.

However, it should be an outdated concept that old funds are more valuable. Combined with the characteristics of the domestic market, the new fund should be better than the old one. Because the scale of the new fund is obviously smaller than that of the old fund, there is no historical burden. The scale of the old fund is too large, and the operation in the structural market is cumbersome and slow.

The code word is not easy. If it helps, please adopt it. Baidu knows that the total score of the fund ranks third, csdx7504.