Investment and financial management has a certain time period, and the length of the time period varies with different investment strategies. Some people like to do short-term, others like to do long-term, and everyone has their own investment preferences. The following small series brings funds and stocks that are more suitable for short-term. I hope you like it.

1. Which is more suitable for short-term operation, funds or stocks?

Which is more suitable for short-term fund or stock? Mainly based on the expected income, transaction efficiency and transaction cost of short-term operation, because funds are divided into on-site funds and off-site funds, which are very different, so which is more suitable for short-term operation, funds or stocks? It also needs to be analyzed according to the actual situation.

prospective earnings

Short-term operation pursues fast-forward and fast-out, and makes quick money through day trading. Therefore, investors need to have large price fluctuations in a short period of time to produce good expected returns.

If our investment object fluctuates little in a short period of time and the net value remains unchanged, then our short-term trading becomes meaningless. Buying at the same price and selling at the same price will not generate any income, that is, there will be no price difference.

As we all know, many funds are essentially a combination of a basket of stocks, and the target of investment is a combination of many financial instruments. Therefore, in the short term, the price fluctuation is small and the risk is scattered. Only when most stocks go up can funds go up.

In the short term, the stock price fluctuates greatly. In the main board market of Shanghai and Shenzhen stock markets, the daily price fluctuation of normal stocks is limited to 65,438+00%, while in the science and technology innovation board and growth enterprise market, the daily price fluctuation is limited to 20%. In addition, in many cases, there is no limit to the price of a stock in a certain period of time.

In terms of expected return, stocks fluctuate more in the short term and the expected return is relatively higher, so stocks are more suitable for short-term than funds.

Transaction efficiency

Short-term operation must be matched with high transaction efficiency. If the transaction efficiency is too low, it will waste a lot of unnecessary time and inefficient use of funds. T+ 1 trading is implemented in the A-share market, while T+ 1 trading is implemented in OTC funds and OTC funds. However, the trading efficiency of OTC funds is relatively low, so it takes more time and more trouble to redeem OTC funds.

transaction cost

The transaction cost is mainly the handling fee. Short-term operation requires day trading, and day trading will generate a lot of handling fees. If the handling fee is higher, then our transaction cost will be higher, and the transaction cost is too high, which is not suitable for short-term work.

On-site funds need relatively low fees, while off-site funds need relatively high fees. The charge of off-site funds has a great relationship with the holding time of funds. The longer you hold it, the lower the cost. The shorter the holding time, the higher the handling fee.

The handling fee for stock trading is relatively moderate, mainly because stamp duty is paid for selling stocks, and the proportion of stamp duty is relatively high. The handling fee required by the stock exchange is higher than the on-site funds and lower than the off-site funds.

Second, is the short-term expected return high?

Is the expected return of short-term work high? In fact, you can't give a clear answer, because short-term operation is equivalent to a kind of speculation. With luck, we may be able to double the funds in a short time. But if you are unlucky, you may lose your principal in a short time.

Generally speaking, the expected return of short-term stock trading is much higher than that of short-term fund trading, and the fund is more suitable for long-term holding with less short-term fluctuation. However, in the short term, the fluctuation range of stocks is relatively large. The greater the fluctuation, the greater the risk, the greater the risk and the higher the expected return.

You can understand two common operating skills.

First, the price escape method. In fact, it is the application of price-quantity analysis method at the top. To put it simply, there are two main types: one is the peak of a huge amount at a high level, that is, the so-called "sky-high price after the amount of days". When a stock or market releases an unusually large volume, this is an important feature that is about to peak. The other is high and weak. When the price hits the top of the previous period or hits a new high, the quantity and energy are not good, which is often a sign that the bulls are exhausted and peaked.

Second, the method of throwing pressure to escape the roof. We don't have to wait until the head shape is determined before selling. At that time, the price was not ideal. When it is expected that there will be a large selling pressure from the trend chart, and the market or individual stocks continue to rise without fundamental support; Or when it is found from the disk that the selling pressure is large and the falling space is large, you can use the "selling pressure escape method" to sell. Reminder: The stock market is risky, so you need to be cautious when investing!