The method of calculating wage income from provident fund is as follows:

1. Determine the amount of provident fund paid by individuals and units; 2. According to the local provident fund payment ratio, this ratio is usually between 5% and 12%; 3. Use the formula "the amount of provident fund divided by the payment ratio = total wages" to calculate the total wages; 4. If the proportion of personal provident fund is known, you can directly divide the amount of personal provident fund by the proportion to get the total monthly salary. For example, if the contribution of individual provident fund is 1 yuan and the contribution ratio is 1%, then the total monthly salary is 1, yuan.

calculation method of provident fund:

1. Determination of base: calculation is based on the average monthly salary of employees;

2. Proportional application: According to the contribution ratio of local housing provident fund, employers and employees usually bear a certain proportion respectively;

3. calculation of provident fund: multiply the average monthly salary by the contribution ratio to get the amount of provident fund that individuals and units should pay;

4. upper and lower limits: refer to the upper and lower limits of provident fund deposit stipulated by the local authorities to ensure that the deposit amount does not exceed the specified range.

to sum up, when calculating wage income, it is necessary to determine the amount of provident fund paid by individuals and units at first, and then use the formula of "the amount of provident fund divided by the proportion of payment = total wages" according to the local regulations of 5%-12%, or divide the amount of individual provident fund by this proportion when the proportion of individual contribution is known, so as to calculate the total monthly wages. For example, 1 yuan's provident fund corresponds to 1%, and the monthly salary is 1, yuan.

Legal basis:

Regulations on the Management of Housing Provident Fund

Article 16

The monthly contribution of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the contribution ratio of employee housing provident fund. The monthly deposit amount of the housing provident fund paid by the unit for the employees is the average monthly salary of the employees in the previous year multiplied by the proportion of the housing provident fund paid by the unit. Seventeenth new employees began to pay housing provident fund from the second month of their work, and the monthly deposit amount was the employee's salary multiplied by the employee's housing provident fund deposit ratio. The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.