First of all, there are two kinds of fund dividends, one is cash dividend and the other is dividend reinvestment, which you can modify in the cash dividend of the fund; Cash dividend is to get cash dividend directly, exempt from personal income tax, and settle directly. If you are not optimistic about the future development of this fund, or need cash in the short term, you can choose cash dividends. Another kind of dividend reinvestment is to convert the obtained dividends into fund shares and continue to hold them. This method is suitable for optimistic about the development of the market outlook and does not need to use cash in the short term.

There are two ways to pay dividends: cash dividends and dividend reinvestment. Pick one!

Generally, the default cash dividend, if you want to hold it for a long time and fully enjoy the compound interest effect, will be changed to dividend reinvestment, and the subscription fee can be exempted!

The way of fund dividend can be changed if you buy it, one is fund dividend and the other is fund reinvestment.

As for which is better, it's up to you to use it yourself. Generally speaking, if you choose a fund to pay dividends, you won't get more income, because there is no handling fee for this part of the money, if you continue to buy this fund.

He is equivalent to putting. Your previous income was paid to you first, that is, it was returned to you in cash. For example, you bought 100 yuan before, and now you get 10 yuan's dividend. Then you didn't actually earn the remaining 90 yuan.

Generally speaking, if you plan to hold a long-term investment for three to five years, you can reinvest the money.