Class solidification has become an unavoidable topic, and developed countries such as the United States, Britain and Japan have learned from the past. I think this trend will spread all over the world in the near future. There is a simple reason. Whoever has mastered the resources wants to inherit it permanently. If he inherits it permanently, he will make some rules that may be "unfair" to ordinary people. But this is the essence of human nature. If you want to know more about this truth, you can read the book Animal Farm, so I won't talk about it here. What is the state of landing after formation solidification? Let's take a look at the examples of developed countries.
People in the upper class have the best resources since childhood, and the documentary "Seven Years of Life" is a good illustration-this documentary was filmed by ITV in Britain for nine cycles (63 years) with seven years as a cycle, and interviewed 14 7-year-old children from different classes in Britain every seven years until they were 63 years old. It can be understood that people are born unequal, and children in the upper class have extraordinary knowledge and vision since childhood. If there is no black swan incident, the high probability result is much better than that of the children in the low class, and it is indeed the case.
Through a documentary, you can clearly know what kind of life you want.
Maybe many people will work hard after thinking about the consequences of class solidification, and they should work hard from now on. Of course, we have to live a better life, but is this the solution to class solidification? The answer is desperate: no. Franklin Knight, who is considered as one of the most influential economists in the 20th century, has a famous view: "There are three conditions that determine a person's wealth, one is birth, the other is luck, and the third is hard work-and of these three, hard work is the least".
There is a set of data that can help us understand why the effort is so insignificant, if calculated according to the average life expectancy of 78 years:
Sleep time adds up to about 28.3 years;
Work occupies 10.5 years of our life;
Spent nine years on various social media;
Spent six years doing housework;
Spent four years eating and drinking;
The real education time is not long, only 3.5 years;
It took three years to dress up;
Shopping takes 2.5 years;
The time to take care of children is 1.5 years;
The time spent on the road is 1.3 years;
After all, you have only nine years left at your disposal. As the lyrics of Where is the Time say, you are old before you feel young. ...
The above data, as an adult, and further as a married person with children, can better realize that there are many trivial things in life and the time available for self-control is limited. Do not rule out all kinds of strange accidents that are bound to happen without exception. Therefore, it can be concluded that it is difficult to improve one's level by selling one's time share (efforts) (note that it is difficult here, not 100% can't. You said it was certainly possible to join an enterprise like Alibaba more than ten years ago and then keep fighting, but this opportunity is called luck, which is not enough to really return to the common case of 100.
So what should we do? Investment.
Why can I invest? The essence of investment is to help you make money with your money-and money, this thing, does not rest. On the premise of correct investment, it will serve you 24 hours a day, 365 days a year ... Excuse me, how can your sweat and efforts compete with it? It is not a one-dimensional competition at all.
Fortunately, any ordinary person in today's society can participate in the game of "investment". I won't talk about the risk of investment here, because everything you do is inherently risky. Since investment is the way for ordinary people to get rid of class solidification (almost the only way), let's talk about how to choose the investment target.
The following is the analysis of the old cat:
Save money: in the short term, you must save some money to do other things, but in the long run, you will know with a little financial knowledge that money in the bank can't run away from inflation. Taking 10 years as a cycle, maybe 10 years ago saved 10 million yuan, and 10 years later.
Gold: Since the collapse of 1973 Bretton Woods system, gold has gradually separated from the monetary attribute and is becoming an ordinary industrial metal. This year, the progress of gold smelting technology has caused the gold output to rise wildly. It is already an assembly line from Jinsha to BRIC, so the "falling and falling" of gold prices will be long-term.
Diamond: Anyone with a little knowledge of physics will know that diamond is just another form of carbon, which is essentially the same as graphite. Now synthetic diamonds can kill all the characteristics of natural diamonds. Compared with synthetic diamonds, the only difference is nature and impurities, while synthetic diamonds are not. In the near future, 9 diamonds in 9 packages may appear.
Real estate: In fact, even a house bought with the family's financial resources ten years ago has at least doubled its assets. However, in the future, only Beijing-Shanghai real estate may be bullish for some time, but it is clear to know the price. This is not a game that ordinary people can afford. In other words, the real estate market has passed.
Stocks: US-Hong Kong stocks, GAFATA (interested in self-checking) of 16 recommended by Xiaoao and Maotai combination of A shares. In short, buying the one with the highest market value is more reliable in the long run (the highest market value means that countless smart and rich people have helped you choose). Don't touch those with small market value if you don't understand. There may be a tenfold or hundredfold increase, but you may not be able to hold on.
Blockchain: Bitcoin is the only reliable target. If you don't understand it in the early stage, then only invest in Bitcoin, and the rest will be decided according to your own cognition. By the way, this may be a trend bonus that you want to do for a long time to come.
Although there are many objects that can be invested in the world, the main ones can be roughly summarized into six categories, namely:
1) tradable shares of listed companies (excluding preferred shares that are difficult to circulate and specialize in earning dividends);
2) Bonds (including national government bonds, local government bonds and corporate bonds);
3) Real estate (including real estate and land). );
4) Unlisted companies and venture capital (including angel investment and private placement) funds;
5) Financial derivatives (such as life insurance);
6) High-value items (such as gold and artworks).
I won't talk about it here. I will choose the investment target according to my actual situation.
Class solidification is an unavoidable reality for everyone. If you find a solution, you must find a way by yourself. In addition, this article quotes a lot of jokes "Fixed Investment-Self-cultivation of Big Boss"-for many people, the cost of stepping on the air is approaching infinity, and the content of Lao Mao's "Blockchain Investment Notes" is recommended for everyone to read.
End!