1, the back-end charges mainly depend on whether the fund company supports it. In order to increase income, many funds do not support the back end.

2. Choosing back-end charges is sometimes not a good thing. The choice of back-end charges is based on long-term investment (at least 5 years). If you can stick to it, of course, it will be better to choose the back end. However, if you get off the bus temporarily, for example, if you want to redeem it after holding it for one or two years, the back-end charge will be higher than the front-end.

3. The current situation is that many people think that the fund they choose is the best when investing, but often when the market falls or others recommend a better fund, they will want to change funds, so for novices, it is recommended to choose front-end fees.