Legal analysis: the insured person should go to the human resources department to handle the sporadic reimbursement procedures of maternity allowance within one year from the next month of childbirth or after the accumulated insurance coverage 12 months (the accumulated maternity insurance coverage is insufficient at the time of childbirth or termination of pregnancy 12 months).

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC).

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.