To put it simply, public funds raise investors' money in a public manner in accordance with established legal and compliance procedures, and then hand over the funds to professional fund managers for investment and centralized management.

Public funds are financial products for hundreds of millions of ordinary people. The investment threshold is very low, with a minimum investment of 10 yuan.

Public fund products issued in accordance with regulatory procedures are formal investment varieties, and public funds are also one of the most common investment varieties similar to stocks.

There are strict procedures for the issuance and operation of a public fund.

The first is fund companies. Fund companies are financial institutions directly supervised by the China Securities Regulatory Commission. They also have the China Securities Investment Fund Association as a self-regulatory organization to assist in supervision.

To establish a fund company, you must have a license issued by the China Securities Regulatory Commission. The fund license is one of the main financial licenses in our country.

For ordinary investors, public funds have many unique advantages compared with other investment products on the market.

Public funds can invest in various fixed-income bond assets, equity assets such as stocks, and foreign financial products.

There are a wide variety of public funds, and different products have different risk and return characteristics, making it easier for investors to choose products that suit them.

The investment threshold for public funds is also very low. Some stocks that ordinary people can buy and sell at will have relatively high thresholds. For example, Moutai stocks cost hundreds of thousands to buy one lot.

For example, the capital participation threshold for the Science and Technology Innovation Board is 500,000 yuan, but you can participate with less than 100 yuan for the Science and Technology Innovation Board Index Fund.

Another very important advantage of public funds is that they can help us achieve diversified capital allocation.

Public funds are also managed and operated by professional fund managers. These people have very professional investment capabilities. They are basically master's degree or above graduates from prestigious schools and have rich industry research experience. Buying public funds means leaving professional matters to professionals.

Do it.