1. According to the investment object:
-Equity funds: funds that mainly invest in the stock market, and their ups and downs are closely related to the stock market.
-Bond funds: funds that mainly invest in the bond market, with relatively stable returns and low risks.
-Hybrid fund: a fund that invests in both the stock and bond markets, and pursues a balance between returns and risks by flexibly adjusting the investment ratio of stocks and bonds.
-Money market funds: funds that mainly invest in short-term money market instruments (such as government bonds, central bank bills, commercial bills, etc.). ) low risk and stable income.
2. According to the investment strategy:
-Active fund management: fund managers actively choose stocks and timing to pursue returns beyond the market average.
-Passively managed funds (index funds): tracking specific indexes (such as CSI 300 and S&P 500). ), trying to copy the performance of the index and reduce the influence of human factors.
3. According to the sales channel:
-OTC funds: funds sold through banks, fund companies and third-party fund sales platforms can be purchased directly by investors.
-On-site funds: funds traded through stock exchanges, and investors need to open stock accounts to make purchases.
4. According to the operation mode:
-Open-end fund: The scale of the fund is not fixed, and investors can purchase and redeem it at any time.
-closed-end fund: the size of the fund is determined at the time of issuance. During the closed period, investors can not purchase and redeem, but only trade through the secondary market.
5. According to the geographical division of investment:
-Domestic funds: funds that mainly invest in the domestic market.
—— Overseas funds: funds mainly investing in overseas markets, including QDII funds (qualified domestic institutional investor) and QFII funds (qualified foreign institutional investors).
6. According to the fund raising method:
-Public offering fund: a fund that raises funds from the public.
-Private equity funds: funds that raise funds for specific high-net-worth clients or institutional investors, and have certain requirements on investor qualifications and investment amount.
These fund types have their own characteristics, and investors can choose the appropriate fund type to invest according to their risk tolerance, investment period and income demand.