1. Inquiry: There is no charge for inquiring the balance of ATM machines, and it is free for peers or banks in the same city or different places.
2. Withdrawal: Different banks charge different fees. You can consult the issuing bank for the fees of inter-bank in the same city, inter-bank in different places and inter-bank in different places.
Third, withdraw money from different places on ATM machines.
Bank of China: Cardholders withdraw money from ATMs of other banks in the same city, 4 yuan/transaction; ATM withdrawals from other banks in different places in the province, 9 yuan/pen; Withdraw money from ATMs of other banks outside the province, 12 yuan/pen; Overseas ATM withdrawals, 15 yuan/transaction.
China Construction Bank: 0.5% of the withdrawal amount, plus 2 yuan/transaction, and 1% plus 2 yuan/transaction for banks in other places (inside or outside the province).
Agricultural Bank of China: 4 yuan/transaction is accepted by banks in the same city and province, and 1% plus 2 yuan/transaction is accepted by banks outside the province.
ICBC: Inter-bank 4 yuan/transaction in the same city, off-site (within/outside the province) 1% plus 2 yuan/transaction.
China Merchants Bank: Banks in the same city and province accept 2 yuan/transaction, while banks outside the province accept 0.5% plus 2 yuan/transaction.
Bank of Communications: inter-bank 2 yuan/transaction in the same city, 0.8% plus 2 yuan/transaction in different places (inside/outside the province), with the lowest 10 yuan/transaction and the highest 100 yuan/transaction.
Further reading
ATM is also called ATM (abbreviation of ATM), which means ATM, because most of it is used to withdraw money. It is a highly sophisticated electromechanical integration equipment, which uses magnetic code cards or smart cards to realize self-service of financial transactions instead of the work of bank counters. You can withdraw cash, query deposit balance, transfer between accounts, query balance, etc. You can also do cash deposit (real-time entry), check deposit (not provided in China), passbook replacement, intermediary business and so on. Cardholders can use credit cards or savings cards to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook replacement, fund purchase, password change, mobile phone bill payment and other services according to passwords.
China unionpay announced on June 8, 20 15 that all banks in China will open ATM inter-bank transfer service. Cardholders can use any UnionPay card to make inter-bank transfers to other UnionPay cards at any bank ATM, with a daily limit of 50,000 yuan. The handling fee of ATM interbank transfer in most banks is slightly lower than that of counter transfer, but higher than that of online banking and mobile banking.
Starting from August 1 2007, the handling fee for personal cash withdrawal at the counter of our bank will be cancelled, and the handling fee, loss reporting fee and production fee for promissory notes and drafts will be stopped. All commercial banks shall voluntarily waive the account management fee and annual fee for the only account opened by customers in our bank.