What is the difference between the expected return of 1 .10,000 and the net fund value?
1 means different things.
Ten thousand expected returns: fund companies usually announce the expected returns per ten thousand fund units on the same day, that is, ten thousand expected returns refer to the expected returns obtained by holding a fund of 654.38+ten thousand yuan on the same day.
Net fund value: the net fund value refers to the total net assets of the current fund divided by the fund share, which investors use to calculate the subscription share and estimate the fund value.
2. Different calculation methods
10,000 expected returns: the actual expected return of the fund every day can only be seen by looking at 10,000 expected returns. If you put 654.38+0,000 yuan into the money fund, the average annualized expected return on that day is 3.0 1%, and the expected return on 1 .001,then your income on that day is 1.006438+.
Net fund value: the expected return of the fund can be calculated by the net fund value, and the calculation formula is: expected return of the fund = fund share (net fund unit value on redemption date-net fund unit value on subscription date)-redemption fee;
For example, if an investor buys a fund of 1 0,000, the net value of the fund on the day of subscription is 1, and the net value after three years is 1.5000. What is the expected return? (Free of redemption fee for more than three years) Expected return of the fund =1000 * (1.5000-1.0000)-0 = 500 yuan.
Then the fund can get the expected return 500 yuan in three years, and the expected return rate is 500/ 1000=50%, that is, the cumulative expected return rate in three years is 50%.
3. Different reflection functions
Both 10,000 expected returns and fund net value are indicators that can measure the expected return ability of the fund, but 10,000 expected returns are generally ahead of the seven-day annualized expected returns, and the fund net value is the reference for investors to buy.
That's the difference between the expected return of 10 thousand and the net value of the fund. I hope it helps you. Warm reminder, financial management is risky and investment needs to be cautious.