As for the risk level of wealth management products, I rank them according to the risk according to the mainstream wealth management products on the market at present:

0.5-3.5, that is, current and fixed term, the risk is inflation and money is worthless.

3.5-5 is a wealth management product with extremely low risk. Maybe the bank went bankrupt, otherwise there would be no problem. By the way, pay attention to the deadline and continue, otherwise there will still be no 5%. The subscription deadline and the next product start to smell these concerns, and we must connect well. Otherwise, we will waste time. Some banks will say that capital preservation guarantees income; Some don't say. It is said that the capital preservation bank has a strong background and can violate the law regardless of the requirements of the CBRC. If you don't talk about capital preservation, there is no problem, which is legal and legal.

5%-7%, with investments such as trust and bills, corporate bonds and money funds. And the risk is very low, the starting point is generally 50,000,300,000, etc.

7%- 1 1%, mainly invested in real estate projects and equity investment projects ... the starting point is very high, about 3 million.

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