The fund's fixed investment is self-imposed "fixed deposit and withdrawal" deposit financing. If it is not urgently needed at present, it is not necessary to invest any more. There is no need to sell the invested fund in a hurry. You can hold it for a long time and sell it later when you need it. Dividend is that the fund will cash the profits to investors, which can be cash or converted into fund shares and added to your account. You can choose two ways. Look at the screenshot and you don't know whether you lost or gained, because you don't know how much you invested. If all three are investments 1000, the first two are losses (see the column of "reference market value").

Funds are long-term investment and financial management tools. Don't rush to stop loss or consider short-term profit and loss to sell. Not cost-effective. At the very least, you should finish this wave of market (at least in the first half of next year) before making a decision.

Personal views are for reference only!