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Which is better, bank financing or fund?
Because individuals have different investment directions in financial management, I suggest you consult the financial manager at the bank outlets.

The difference between fund and entrusted financial management;

Subscription threshold: the starting point of fund subscription is generally around 1000 yuan; The starting point of entrusted financing subscription is 50,000 yuan or more;

Liquidity: funds are highly liquid, and entrusted wealth management generally has a fixed term except for specific products;

Risk: the principal risk of most funds is higher than that of entrusted wealth management;

Income: the fund is managed and operated by the fund company, and the net value of the fund is announced every trading day; Entrusted financial management is managed and operated by China Merchants Bank, and the rate of return is announced by the bank;

Handling fee: most funds charge subscription and redemption fees; Except for specific products, most entrusted wealth management has no subscription and redemption fees. ?