The disadvantage of quick profit is that the redemption speed is slow, and quick profit is generally redeemed at T+ 1. In other words, when money is urgently needed, investors can only wait one day to redeem their funds, and only on working days. Taking it away is the main disadvantage.

The quick profit of CCB is equivalent to the balance treasure of CCB. Because of the competition of Yu 'ebao, all major banks have launched their own similar products, mainly to buy money funds, which is almost risk-free, but the disadvantage of * * * is that it takes a long time to redeem the funds.

Of course, the bank's wealth management products also have their advantages, such as rich wealth management products, low risk, flexible term, rich types, multi-currency and convenient purchase. For ordinary people, there are also characteristics that investment is not complicated. To buy bank wealth management products, you only need to go to the bank counter to choose, and you can buy bank wealth management products with appropriate maturity and considerable income, which is similar to handling deposit procedures.

Many people choose to buy funds and insurance in banks because it is convenient. The convenience of banks is the unique advantage of the development of bank wealth management products. Before the issuance of bank wealth management products, the only low-risk investment products were national debt, and the emergence of bank wealth management products just filled the lack of such products.