Poor households can buy tens of thousands of funds. For example, poor households actually put money in Alipay's balance treasure to buy money funds. Because the monetary fund has a low threshold, you can buy wealth management with a little leisure. But poor households can't speculate in stocks, and there can't be more than 50 thousand certificates of deposit in bank accounts. Therefore, it is best for poor households to buy less money funds, otherwise the civil affairs department will break through the red line when evaluating property and may revoke the treatment of poor households.

Matters needing attention

Pay attention to whether the risk level of the product matches its own risk tolerance, pay attention to the way of collecting fees, pay attention to the investment direction of the fund and the past performance of the fund, and judge the trading mode according to the valuation of the fund. If the valuation drops sharply, investors can buy it before 3 pm that day and try to buy it in batches. The advantage of buying funds in batches is to avoid buying at a high level. If the funds continue to fall after buying, they can buy again at a low level to dilute the cost.