1. What does it mean to pay 2700 for five insurances and one gold? Generally speaking, five insurances and one gold should be paid on the basis of 2700. Here is a brief introduction to the payment ratio for you. The labor contract and employee salary approval form uniformly formulated by the labor and social security department shall be handled by the Social Security Bureau. In terms of "five risks", according to the wages of employees, the proportion of units and individuals is generally: pension insurance units bear 20%, individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit, but not by individual employees; 0.8% of work-related injury insurance is also borne by the unit, not by individual employees. The "housing provident fund" shall be borne by the specific units and individuals at the rate of 50% respectively, and calculated according to the average annual salary of individuals. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively. It is very affordable for employees, that is, one gets two free, which is convenient for their future housing convenience! In this way, the five insurances and one gold account for 50.8% of the total wages payable, including 34.8% for the unit and 0/6% for the individual/kloc. Second, what is the basic salary? The basic wage is the basic component of the wages earned by workers. It is paid by the employer according to the stipulated wage standard, which is relatively stable compared with other components of wages. The basic salary does not include five insurances and one gold, and the five insurances and one gold are deducted from the salary. Does the average salary include five insurances and one gold? The average wage refers to the average monetary wage earned by employees of enterprises, institutions and institutions in a certain period of time, indicating the wage income level of employees in a certain period of time, and is the main indicator reflecting the wage level of employees. Calculation formula: average wage of employees = total wages actually paid by all employees during the reporting period/average number of all employees during the reporting period. According to the current statistical system, the total wages are the total labor remuneration paid directly to all employees of the unit within a certain period of time, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances, whether included in the cost or not, whether paid in cash or in kind. Article 12 of the full text of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.