How much can a 65438+ 10,000 fund get in a month?
1, Monetary Fund
Taking Yu 'ebao as an example, the annualized rate of return for seven days is 3.8%. If you buy 65438+ ten thousand yuan, the annual income is:1ten thousand * 3.8% = 3,800 yuan, about 3 16 yuan/month.
2. Securities funds
Investors who are superior to securities funds are mainly stocks, so its expected return is similar to that of the stock market. If the expected return of the stock is 15%, if you buy 65,438+million, you can earn about15,000 yuan a year, which is about 1250 yuan/month.
3. Bond funds
If there is no credit crisis, you can usually get an expected return of about 8%. If you buy 654.38 million yuan, you can earn about 8,000 yuan a year, which is about 666 yuan/month.
Problems needing attention in fund trading
1. Pay attention to opening a fund account.
For investors, they always think that they can buy funds directly. But for closed-end funds and ETF funds that can be listed, they can be purchased directly in the secondary market. But for open-end funds, you need to open the fund account of the fund company before you can buy funds. For investors who take a single online transaction, they can open an account of a fund management company first, and then open accounts of other fund management companies by themselves.
2. Understand the process of transferring funds to custody.
For investors, in the process of investing in specific fund products, it is always necessary to transfer custody because of the change of work place and other reasons. At this point, investors need to pay attention to the fact that the transfer-out and transfer-in institutions must have the agency qualification of the fund. At present, there are many distribution channels of funds, which will bring great investment convenience to investors.
3. Master the procedures for modifying fund dividends.
Investors do not choose dividend method before investing in fund products, and the system will automatically default to cash dividend. Similarly, only by modifying the dividend before the fund equity date can you enjoy the corresponding dividend service.