Social security payment ratio, taking the social security base of 3,000 yuan as an example (social security standards vary from place to place, for reference only): 1. Pension insurance: the company pays 20%, which is 600 yuan; individuals pay 8%, which is 240 yuan. 2. Unemployment insurance:

The company pays 1.5%, which is 45 yuan; individuals pay 0.5%, 153. Work-related injury insurance: the company pays 1.0%, which is 30 yuan; individuals do not pay 4. Maternity insurance: the company pays 0.8%

, which is 24 yuan; individuals do not pay 5. Medical insurance: the company pays 10%, which is 300 yuan; individuals pay 2% + 3 yuan, which is 60 + 3 yuan. Social insurance is one of the most important components of the social security system.

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Therefore, when discussing the history of social insurance, we cannot separate social insurance from social insurance protection.

Social insurance refers to a system in which the state compulsorily establishes a social insurance fund through legislation to provide necessary material assistance to workers participating in labor relations when they lose their ability to work or become unemployed.

Social insurance is not for profit.

Social insurance mainly raises social insurance funds, and coordinates and adjusts the social insurance funds within a certain range to provide necessary assistance to workers when they encounter labor risks. Social insurance provides workers with basic living security. As long as workers meet the requirements

The conditions for enjoying social insurance are that you have established a labor relationship with the employer or have paid various social insurance premiums in accordance with regulations, and you can enjoy social insurance benefits.

Social Security Payment Base The payment base of social security refers to the wage base used by enterprises or individual employees to calculate social insurance premiums. Multiplying this base by the prescribed rate is the amount of social insurance premiums that an enterprise or individual should pay.

The social security payment base in each region is linked to local average wage data.

It is determined based on the monthly average of all wage income earned by employees from January to December of the previous year.

It is determined once a year, and after it is determined, it will not change within one year. The time for reporting and adjusting the social security base is usually in July.

Enterprises generally use the total wages of their employees as the payment base, and half of individual employees use their average monthly wages in the previous year as the wage base for individual social insurance premiums.

In our country, the payment base is determined by the social insurance agency based on the employer's declaration and in accordance with the law.

Legal basis: Article 12 of the "Social Insurance Law of the People's Republic of China": The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.