However, what Ye Fei revealed this time is the existence of insider trading and interest trading, which is no longer a formal industry behavior. /kloc-In May of 0/5, Ye Fei said in an interview that his last family only gave him a deposit of 654.38 million yuan, and the balance was not displayed according to the normal procedure. On behalf of the holder, he carried out the acquisition for the sake of Ye Fei, but the trader Pfidi did not control the market and the holder became the receiver. Instead of rising, the stock price continued to fall.
In the end, I couldn't find a home to get the money back. So dozens of them were blown up. In addition to the original Zhongyuan Home Furnishing, Longji Machinery, Visionox, Dongfang Fashion, Jinchuang Group, Huayu Mining and other 18 companies were affected. This shows how chaotic the internal transactions of the fund are.
Can young people still buy funds?
The Annual Report on Shareholders' Behavior in China in 2020 shows that 43% of the post-90s generation are more willing to invest in funds. The China Family Wealth Index Report further confirmed that in 2020, more than half of the new citizens were born in the 1990s. Young people have contributed a lot of assets to the fund market. In 2020, the issuance scale of Public Offering of Fund in China will reach 3 16 trillion yuan, and the total scale will exceed 18 trillion yuan, a record high.
Mainly because funds are easy to buy. For example, these people originally bought a "ten-yuan fund" on Alipay. So, did the people who bought Alipay Fund make any money?
Recently, the "First Quarter Citizen Report" released by Alipay financial platform shows that as of 20 18, only 4 1.2% of investors have made profits since their investment, and 6.5% of investors have made profits over 30%. It can be seen that most of the funds bought are losing money.
Is it really difficult to make money from fund investment?
Among all kinds of funds, equity funds are the most difficult to make money. Because equity funds need to invest most of their funds in the stock market, it is a relatively easy market to lose money. Among the more than 400 open-end equity funds of 1.200, more than 85% have made profits, and less than 1.5% have lost money.
Alipay report also shows that from 2006 to 2020, the index of some equity funds rose as high as 1295%, and the average annual rate of return exceeded 19%. So all kinds of evidence show that the main reason why investors can't make money by buying funds is not the funds, but themselves.
The easiest way for fund investment to lose money is to step on these pits.
Treat funds as stocks and buy and sell them frequently.
The report shows that those who bought the fund and held it for less than three months lost more than 70% of the fund, with losses ranging from 5% to 58%. If it has been held for more than 3 years, the loss ratio is below 5%, and more than 95% of the people make a profit of more than 5%. Many people are bearish for two days and eager to sell. After selling low and buying high, tears became the last stubbornness of leeks.
Pay an excessive handling fee
As we all know, the handling fee of the fund is definitely a cost that cannot be ignored, because it is really high. For example, the subscription rate of stock funds is 1.5%. If it is held for less than 7 days, it can be redeemed at the redemption rate of 1.5%. If you buy or sell four or five times a month, the handling fee will be removed from 12%- 15% of your assets. How else can you make money?
Many funds are profitable, probably because they rely on fees. Because the subscription fee and redemption fee of the fund will be included in the net value of the fund and become a part of the fund assets. At the same time, it is equivalent to giving money to other investors who hold funds.
I bought it all at once, and I will never have a chance to turn over.
Some people buy funds bit by bit. After watching the market rise for several days, I felt that my IQ was online, so I bought all the money at once. You know, if you want it to die, you must first make it crazy. Even if others make a lot of money, you should save some money to resist risks. Even if you are locked up for a period of time, as long as you have money in your hand, you still have the opportunity to make up the position and reduce the cost.
The stock market is risky, so you need to be cautious when entering the market. Insider traders like Ye Fei are still in the "pit". Don't believe those tricks such as WeChat group recommending stocks, because nothing will fall in the sky. For the self-explosion of "Ye Fei concept stocks", some netizens called for Ye Fei to be exonerated of the crime of tainted witnesses, provided that all the crimes and criminals he knew were explained clearly, which was also good for the progress of the capital market. What do you think of this? Did you buy a fund on Alipay? Did you make money?