Fund is a collective investment tool. By purchasing fund shares, investors can indirectly hold a basket of securities assets, including stocks, bonds and money market instruments. The trading of funds is an important link for investors to participate in the fund market. The following will introduce the trading process of the fund and explain how to calculate the related expenses of trading.

The process of buying funds is relatively simple. Investors need to choose the type of fund they are interested in. You can make decisions by understanding the investment strategy, past performance, fund manager and other factors of the fund. Subsequently, investors need to choose appropriate purchase channels, such as banks, securities companies, fund sales agencies and so on. , and fill in the relevant fund subscription form. When filling in the subscription form, investors need to provide their own basic information, such as name and contact information, so that fund companies and sales organizations can manage and track investors.

The purchase of funds is based on the net value of funds. Net fund value refers to the result of dividing the net asset value of the fund by the fund share. When an investor subscribes for a fund, the fund company will calculate the subscription share according to the net value of the fund on that day and deduct the corresponding amount from the investor's bank account. Usually, there will be a minimum subscription amount for the subscription amount, and investors need to ensure that the subscription amount meets or exceeds the minimum requirements.

Selling funds is a little more complicated than buying them. Investors need to consider many factors when choosing to sell, such as the income of the fund and their own investment goals. Investors need to choose a suitable sales channel, which can be banks, securities companies, fund sales agencies and so on. Investors need to fill in the fund redemption application form and provide identity information.

The share of the sold fund is based on the net value of the fund. Different from subscription, when selling, the fund company will calculate the share sold by the investor according to the net value of the fund on that day and deposit the corresponding amount into the bank account designated by the investor. Similarly, there will be a minimum redemption share requirement when selling, and investors need to ensure that the share sold meets or exceeds the minimum requirement.

In addition to the process of buying and selling, investors also need to know some calculations related to expenses. Investors need to pay subscription fees when purchasing funds. Subscription fees are the fees charged by fund companies or sales organizations for investors to purchase funds, which are generally calculated according to a certain proportion. When selling funds, investors need to pay a redemption fee, which is the fee charged by the fund company for investors to sell funds. The fund will also charge management fees and custody fees, which are the expenses incurred by the fund company in order to manage and operate the fund, and are generally calculated according to a certain proportion.

To sum up, the trading of funds is an important link for investors to participate in the fund market. By choosing the appropriate fund type and purchase channel, and filling in the corresponding subscription form or redemption application form, investors can easily buy and sell. At the same time, investors also need to know the relevant fees that need to be paid for trading and make corresponding calculations. Through in-depth understanding of the fund trading process, investors can better participate in the fund market and achieve their own wealth growth goals.