According to relevant regulations, the state provides minimum living guarantee to families whose per capita income of family members living with * * * is lower than the local minimum living guarantee standard and meets the requirements of the local minimum living guarantee family property status. Mental disability belongs to the scope of state funding, so most of the expenses can be reimbursed.
The process of hospitalization reimbursement for mental disability is similar to that of routine reimbursement, as shown below:
1. If the insured person wants to submit an expense account, he can go to the designated hospital with a medical insurance card and issue a certificate of admission after being diagnosed by a doctor;
2. The insured person needs to go to the hospital window for hospitalization registration, and pay the medical expenses required for treatment first;
3. Reimbursement materials include the original ID card of the person or agent, medical insurance card, medical record book, admission certificate, inspection report and original materials to the local social security department for reimbursement.
To sum up, mental patients can apply for serious illness relief in addition to the regular reimbursement ratio.
Legal basis:
Article 68 of the Mental Health Law of People's Republic of China (PRC)
The health administrative department of the people's government at or above the county level shall organize medical institutions to provide basic public health services for patients with severe mental disorders free of charge.
The medical expenses of patients with mental disorders shall be paid by the basic medical insurance fund in accordance with the provisions of the state on social insurance. Medical insurance agencies shall, in accordance with the relevant provisions of the state, include patients with mental disorders in the scope of protection of basic medical insurance for urban workers, basic medical insurance for urban residents or new rural cooperative medical care. The people's government at the county level shall, in accordance with the relevant provisions of the state, provide financial assistance to patients with severe mental disorders who have financial difficulties in their families to participate in the basic medical insurance. Medical security, finance and other departments should strengthen coordination, simplify procedures, and realize the direct settlement of medical expenses paid by the basic medical insurance fund between medical institutions and medical insurance agencies.
If it is still difficult for patients with mental disorders to pay medical expenses through basic medical insurance, or if they cannot pay medical expenses through basic medical insurance, the medical security department shall give priority to medical assistance.