1, a membership-based access system is implemented.
This kind of fake financial websites mostly implement the management of registered members, and often tempt investors with benefits such as "cash upon registration". Generally, when registering a member, you need to enter information such as ID number for real-name registration, and you also need to provide an online banking account or Tenpay account for project settlement.
2. There are many projects, and there is no description of substantial industrial investment.
Investment and financial fraud provides various investment projects with different cycles. The more general investment, the longer the dividend period, and the higher the dividend amount declared by criminals. These so-called "100% profitable projects" are almost all "pure investment" and there is no substantive description of industrial investment. Generally, only the "investment mode" column of the website mentions that funds are used for energy, minerals and other related projects. The project rebate provided by such websites often exceeds the expected annualized interest rate of normal bank deposits and withdrawals by dozens of times, and the investment threshold is extremely low, which is not in line with economic laws at all.
3, dividends every day, high rebate
"Dividend-paying" online investment fraud is the most common investment and financial fraud, and attractive slogans such as "guarantee the expected annualized expected return", "200% return rate" and "dividend every day" have become the main bait to attract investors.
The biggest feature of this kind of investment fraud is to catch big fish in the long term, with investment companies as the carrier and regular dividends as the bait. After netizens invest a small amount of money, they will give netizens "dividends" (rebates) every once in a while in the early stage. After netizens continue to add funds or introduce relatives and friends to invest heavily, scammers will close their websites and disappear.
4. MLM's head-pulling reward mechanism.
In many examples of investment and financial fraud reports, most of the scams have obvious pyramid schemes. Criminals use the victim's personal network to attract more people to be deceived based on the number of offline personnel directly or indirectly developed by investors.
Reminder: It is recommended that netizens treat wealth management products with high expected annualized expected returns calmly. When encountering a wealth management product with high expected annualized expected income, we should first calmly distinguish the authenticity of its information from the following points.
1. Does this website have legal ICP filing information?
ICP certificate is a license for website operation. According to the national Measures for the Administration of Internet Information Services, operating websites must apply for ICP certificates, otherwise they are illegal. Netizens enter the domain name of the website in the ICP system of the Ministry of Industry and Information Technology, and inquire about the filing information of the website. If there is no filing information, or the filing information shows as an individual, or has nothing to do with financial securities, please be vigilant!
2. Those who claim that dividends have doubled are basically liars.
Any investment is risky. If the expected annualized rate of return of wealth management products issued by major banks exceeds 5%, they are generally purchased at 50,000 yuan, and the investment period is at least three months. Affected by the tight money market, the expected annualized expected income fluctuates greatly. Therefore, any investment whose expected annualized rate of return far exceeds that of bank wealth management products is extremely risky. Those who claim to "guarantee the expected annualized rate of return" and pay short-term dividends of 100% or more are basically financial fraud.
3. Verify the real investment projects of wealth management products.
False investment and financial management websites often provide a variety of investment projects, and there is no real description of industrial investment. Generally, it is only generally mentioned that the project funds are used in energy, minerals and other fields, or projects related to national infrastructure construction, without detailed information such as the direction of fund control and the expected annualized expected income of enterprises.
For unfamiliar network investment projects, it is best to contact the investment company for on-the-spot investigation before careful consideration.