CCB Greater Bay Area Index Finance (the minimum holding time is 180 days) cannot be redeemed at any time after 180 days, and can only be redeemed on the next open day. When the index stops, it may be because you chose automatic renewal, which means that you bought automatic renewal after the expiration, so you may have to redeem it on the next open day. It is recommended to read the redemption rules carefully when buying and selling. Generally, there is a fixed time, and it seems that there is a handling fee for redemption.

1, redemption of open-ended wealth management products

Open-ended wealth management products have no fixed investment term, and investors can freely purchase and redeem open-ended wealth management products during the open period, so open-ended wealth management products generally need to be redeemed manually by investors. After submitting the application for redemption of wealth management products, the redemption funds will not arrive immediately. The redemption time of most open-ended wealth management products is T+ 1, for example, before February 2 15:00, then the funds will generally arrive at 65438 on February 3. However, some bank T+0 wealth management products can be redeemed on the same day, and the specific time is subject to the product contract.

2. Redemption of closed-end wealth management products

Closed-end wealth management products generally have a fixed investment period, and early redemption is not supported during the investment period. However, such products are generally redeemed automatically after the investment expires, and investors do not need to operate manually. Take China Life's 365 days of Anxinli as an example. The investment period is 365 days. Early withdrawal is not supported during the product period. The product will be redeemed automatically after expiration, and the redemption amount will be received within one trading day after expiration. Therefore, if investors buy closed-end wealth management products, they don't have to worry about forgetting to redeem them at maturity.

3. Under normal circumstances, financial management cannot be redeemed before it expires. Investors will enter the lock-up period after purchasing wealth management products, and cannot apply for early withdrawal before the product expires, but can only redeem the principal and income when it expires. If there is a demand for funds at any time, investors are advised to buy flexible wealth management products similar to money funds, so as to transfer the investment principal out at any time.