1, through a securities company, advantages: it is relatively easy to manage, and the funds of several different fund companies can be managed at the same time. Most funds can buy and sell securities, and can enter the secondary market to buy and sell closed-end funds; Disadvantages: the discount rate is not as low as that of the fund company's website direct sales.

2, through the bank, advantages: easy to manage funds, can manage the funds of many different fund companies at the same time, but some funds can not be bought and sold through the bank; Disadvantages: it is impossible to realize the preferential rate of fund companies.

3, fund companies, advantages: low direct sales rate, can correspond to many banks, there are various rate concessions; Disadvantages: If you buy products from multiple fund companies, you need to log in and open an account many times.