In fact, the fund account payment of medical insurance is reimbursement. When we have medical expenses, we can reimburse them when we buy medical insurance, and this part of reimbursement is paid by the fund account in medical insurance, which is the so-called pooling account.

In the process of medical insurance payment, there will be two accounts, namely personal account and fund account. The money in the personal account is paid by the employees themselves, and the money in the fund account is paid by the unit. The money in the fund account cannot be disposed of at will, and can only be used for reimbursement of medical expenses. The money in a personal account can be used to treat diseases or buy medicines.