There are some stock funds, some bond funds, and stock funds are the vast majority of stock allocation. These funds are closely related to the stock market. Now the stock market has just completed the first wave from the bottom and is oscillating in the box, which is a good time to intervene. Of course, the next step is to pay attention to how to choose funds. When choosing a fund, don't think about getting rich overnight, and don't choose a dark horse like stock picking. The fund is a supplement to long-term investment, which is held for a long time and insists on fixed investment.

Then, different types of stock allocation funds are different. You can filter by fund ranking. The choice of fund depends not only on the income in recent or recent months, but also on today's 2 or 3 years. At present, the high-yield funds in recent years are basically funds with large consumer stocks. You can see that no matter how the market falls, the overall income ranks first, and when the market rebounds, it is also the fastest recovery. A fund is a collection of stocks, and the fund manager will judge the stocks and then conduct trading actions. Generally, in bear market stocks or sectors, fund managers will try to avoid them. However, according to the requirements of laws and regulations, bear market fund managers still have prescribed stock positions, so the net value of funds will decline.

Bear market and bull market usually refer to the long-term stable rise or fall of market trends in the stock market. Whether to consider the stock index market first when buying a fund determines your fund type. According to the nature of investment, it is usually divided into: money fund, bond fund, mixed fund and stock fund. According to the product type of fund investment, money funds usually mainly invest in a series of short-term wealth management products with strong liquidity, such as bank bills, commercial bills and bank deposits. The main characteristics of money funds are more flexible realization and relatively low risk.

The main investment products of bond funds are national or government bonds, with relatively low risks and stable returns. Most of the funds invested by equity funds are used in the stock market, and the net value of the stock market fluctuates greatly, so the risk of equity funds is relatively large and will fluctuate with the fluctuation of stock prices. Hybrid funds are between stock funds and bond funds, some invest in stocks, and some invest in wealth management products with relatively low risks. Therefore, the net value of the stock market is relatively large compared with other funds, and the risk of stock funds is also relatively large, which will follow the fluctuation of the stock market. The risk between hybrid funds and stock funds and bond funds is low.