How much will the pension increase in 2023? 4% or 3.5%, which conditions will decide? The pension adjustment in 2022 this year has already landed. On May 26, the human and social departments and administrative organs jointly issued a document to clarify the pension adjustment in 2022, but this year's pension adjustment ratio is 4%. This also means that from 2005 to now, until the pension is completed in 2022 this year, the continuous growth 18. Naturally, this year's pension adjustment and wages have already been implemented, but the adjustment and payment of pensions are already in full swing, and it is very likely that they will be paid in full before the end of July at the latest.

Now some people care, will the pension be adjusted in 2023? Suppose the pension is adjusted again in 2023, but what is the specific adjustment ratio? Because we are now concerned about the adjustment of pensions in the coming year, some are not. Since the pension introduced for the first time this year has been implemented, it can be adjusted according to the ratio of 4%. However, we still don't know that all parts of China have adjusted the detailed implementation rules and measures. Therefore, the amount of pension adjustment this year is undoubtedly a difficult thing for many retirees.

Naturally, it is also possible to pay attention to the adjustment of pensions in the coming year. After all, everyone hopes that the pension salary will be higher and higher after retirement. Personally, I think the pension adjustment in 2023 is a very likely event. It's just what happens when the proportion is specifically adjusted. It is definitely unknown now. In fact, the proportion of pension adjustment mainly lies in the following factors, let's take a look.

1 Main factors, price level and wage level. Why do you want to raise wages? Because the average wage of urban society is the quantitative basis for defining social security contributions. The greater the average social wage, the higher the social security deposit base, which in turn means that individual social security will get a higher level of collection. Secondly, the influencing factors of the price level, so the greater the consumption level, means that if our retirement pension, pension or salary does not increase, it is the decline of the price state.

Therefore, the increase of the price level is to ensure that the money in hand has a process of appreciation and preservation, so the increase of pension is a more urgent situation. Basically, the proportion of pension growth every year is higher than the price level. Relatively speaking, everyone's pension can appreciate and maintain its value, which is also an important factor to promote the growth of pension.

The second factor is the surplus of pension. In fact, as you can see, the relative balance of the social insurance fund is still abundant every year. On the one hand, because of the social security fund investment market projects, the annualized income is quite good, basically around 7%. That has laid a high return and high income, so the surplus is naturally the whole process of increase. On the other hand, state-owned enterprises continuously allocate funds every year, and the operating income of enterprises is enriched into social insurance funds. This is also a way to promote balance.

Then we have reason to believe that if the surplus of social insurance fund is relatively sufficient. Moreover, under the premise that the consumption level includes the continuous growth of wages and salaries, the growth of pensions should be imminent. Only the specific proportion of pension growth in 2023 is unknown, but we can still expect further pension growth, which is also the wish of many retirees.