If you deposit it for five years, the interest rate will be between 4.2625% and 5.5%, and the annual interest will be between 4.26 million and 5.5 million. If it is a three-year period, the interest rate is about 4%~4.5%, and the annual interest is about 4 million ~ 4.5 million; If it is a one-year term, the interest rate is about 2.25%~3.5%, and the one-year interest rate is about 2.25 million ~ 3.5 million.
How much interest does a billion deposit bank have a year?
1. If you deposit it for five years, the interest rate will probably be between 4.2625% and 5.5%.
At present, for most banks, the longer the deposit term, the higher the corresponding interest rate. For example, if you deposit a five-year deposit in a large state-owned bank, you can buy their large deposit certificates or negotiate with them privately. These big banks should be able to offer an interest rate of 42,625%-4.5% for deposits of 1 100 million yuan, which means that the annual interest on deposits of 1 100 million yuan is between 4.26 million and 4.5 million.
For some small and medium-sized banks, if you deposit a one-year deposit of 100 million yuan at a time, they can at least give an interest rate of more than 5%, and most banks should be able to give an interest rate of 5.5%, which means that a deposit of 100 million yuan will have an interest of 5.5 million yuan a year.
2. If you deposit it for three years, the interest rate will probably be between 4% and 4.5%.
At present, the deposit term in the market is generally three years. Under normal circumstances, the three-year interest rate of ordinary deposits in most banks can be around 3.85%. However, for such a huge deposit of 100 million yuan, major banks will definitely try their best to win deposits, so they can definitely raise interest rates. Whether it is a big bank or a small bank, a deposit of 100 million yuan can give at least 4% interest for three years, and most small and medium-sized banks can give at least 4.5% interest, which means that the interest on deposits for one month is about 4 million to 4.5 million.
3. If you deposit it for one year, the interest rate will probably be between 2.25% and 3.5%.
One-year deposits have a short term and the corresponding interest rate is not as high as that of five-year or three-year deposits. However, for the huge deposits of 1 100 million yuan, most banks will definitely handle them specially. Under normal circumstances, the one-year interest rate of banks is about 1.95%~2.25%, but if you deposit for one year at a time, if you choose to deposit at a critical moment, most banks can give an interest rate of at least 2.75%, and even some banks can give an interest rate of about 3.5%. This means that the annual interest of 100 million deposits is about 2.25 million to 3.5 million.
2. What is the interest rate of E-Link Bank 202 1 large deposit?
The interest rate of five-year large time deposit introduced by Yilian Bank is 5.45%; Five-year smart deposit products are subject to ladder interest rate, with compound interest of 6.00% at maturity.
The deposit interest rate is 6.00%, which is higher than the parity level of the deposit interest rate of 4-5% and three points higher than the money fund.
There is a reason for the high deposit interest rate of private banks. Private banks have higher loan interest rates than ordinary banks, so they can afford higher-cost deposits.
For cash management products issued by private banks, the underlying assets are three-year or five-year deposits, and depositors buy long-term deposits. When withdrawing in advance, it is equivalent to transferring the deposit income right to a third-party financial institution, so it can achieve high interest rate, high flexibility or short term. Such products are deposits in essence and are protected by the Deposit Insurance Ordinance.
3. What is the five-year deposit interest rate of E-Link Bank in 2022, 65438+February?
In February 2022, the interest rate of five-year large deposit of Yilian Bank was 3.55%. According to relevant data, the interest rate of five-year large deposit of Yilian Bank is 3.55%, and the initial deposit amount is 500,000 yuan.
4. Is the online loan of Yilian Bank legal?
The online loan of Yilian Bank is legal. If the user finds that the lender is Yilian Bank when inquiring about credit information, it may be that Yilian Bank has online loan product cooperation and Yilian Bank will lend money. 1. What is the loan of Yilian Bank? Yilian Bank is a private bank loan. Jilin Yilian Bank Co., Ltd. (hereinafter referred to as "Yilian Bank") was established in Jilin Province by seven private enterprises including Zhongfa Jinkong Investment Management Co., Ltd. and Jilin Sankuai Technology Co., Ltd. on May 20 17, and it is the first private bank in Northeast China. 20 16 16, official website, CBRC, issued a number of reply notices, approving three private banks, namely Weihai Blue Ocean Bank, Jilin Yilian Bank and Liaoning Zhenxing Bank. So far, the total number of private banks approved for construction has reached 16. Among them, the sponsors of Jilin Yilian Bank are Zhongfa Jinkong Investment Management Co., Ltd. and Jilin Sankuai Technology Co., Ltd., which subscribe for 30% and 28.5% of the shares respectively. 2. Which app is the loan from Jilin Yilian Bank? Jilin Yilian Bank is a formal private bank, which cooperates with a number of online lending platforms, such as Zhongan Diandian APP and Meituan APP. Because the loan of Jilin Yilian Bank belongs to bank loan, online loan is both a credit investigation and a credit investigation. When applying for online loans, we should pay attention to the lending institutions in the loan contract. If it is Jilin Yilian Bank, once you apply, you must repay it on time, otherwise it will discredit your credit. The reason why Yilian Bank is so famous in the past two years is that it cooperated with Jingdong Finance to promote a series of high-interest products. At the beginning of this year, a five-year interest rate of 6% was introduced, which was the highest in the market in recent years. Although it has been lowered recently, the interest rate is still 5.68%. 202/202 1000000000000000-year deposit certificate interest rate: basically maintain the interest rate of 1.95% to 2.28%; The interest rate of two-year certificates of deposit of 200,000 yuan is basically maintained in the range of 2.94%-3. 15%; The interest rate of three-year certificates of deposit of 200,000 yuan is basically maintained at 3.48%-4%.