Generally, it operates in the mode of fund pool, compared with those trust products whose investment targets are determined. Generally, there are clear investment ranges, but if you choose a lot within these ranges, you can invest in better projects.
2. "Active management fund" is the so-called fund. After the fundraising, there is a fund manager to trade.
Invest in his favorite stocks, bonds, etc. It requires a lot of management costs, unlike passive funds, such as index funds, which can invest in corresponding stocks in proportion after raising funds.
3. In the past, trust plans issued by trust companies were often passive. That is, not participating in the operation of funds.
Trust companies are intermediaries between financiers and investors. At present, many trust companies have their own investment and research teams and the ability to operate their own funds. The active management trust will be issued at this time.
For example, Zhongrong Trust's collective money fund collective fund trust is an active management product. Trust companies use funds to operate and make profits for investors.
4. Active management of funds is relative to passive management of funds. For example, index funds are passive funds, and fund companies allocate assets by simulating indexes. The performance of the fund is the same as the index, and the fund company has not exerted its subjective initiative.
Active management fund means that fund companies actively allocate assets according to the investment philosophy of the fund, make adjustments with the market at any time, and strive to outperform the market. At this time, the level of fund managers often determines the performance of funds.
Extended data:
Trust investment wealth management products refer to investors entrusting RMB funds to banks, and appointing banks as agents to sign capital trust contracts with trust companies on their behalf.
Investors get financial benefits according to the credit status of the investment object of the trust plan. The wealth management income of this product has certain advantages compared with RMB wealth management products in the same period.
The trust plan invested by this product is jointly and severally guaranteed by policy banks or state-owned commercial banks, with high security.
The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 65,438+0,000 yuan, starting from 200 yuan.
Go to a bank or fund company to buy funds. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds.
First of all, we must know ourselves, whether it is high risk and high return or steady return on capital preservation. The former buys stock funds, while the latter buys bonds or money funds.
After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Online ranking of fund performance.
Generally speaking, there are two ways to invest in funds, single investment and regular quota.
The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method.
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