In other words, it is ok to invest in index funds and active funds, and both of them can make fixed investment. The difference lies in the investor's investment personality and investment strategy. Different people may choose to invest in different fund products.

First of all, let me talk about index funds.

If you want to invest in index funds, you need to understand the basic concepts of index funds first. You can understand the index fund as a relatively mild fund product that tracks the index. Generally, the volatility of such fund products is not particularly high, the annual maximum volatility is only about 25%, but the yield can reach about 10%. If your expected rate of return and risk tolerance are just at this level, you can invest in index funds.

Second, the second category is active funds.

This kind of funds are mainly stock funds and hybrid funds. Generally speaking, such fund products are the most risky fund products. Risks also bring benefits, so this kind of fund products are the fund products with the highest yield. The maximum annual volatility of such fund products can reach 50%, but the yield can also reach about 25%, even reaching 100% in bull market. Driven by high returns, many people will choose to invest in active funds, which is a more radical investment strategy.

Third, you can invest in related funds according to your own preferences.

We don't recommend any specific fund products here, because each type of fund has many excellent fund products. After you see this answer, I think it is necessary for you to evaluate your risk tolerance, as well as your investment time and investment strategy, so that you can get your own answer. There is no best fund in the world, only the most suitable fund products. What do you think?

To sum up, I hope my answer can help you.