1. Fixed investment of the fund

Fixed investment in a fund refers to investing in a designated open-end fund at a fixed time and amount. Investors can choose to invest several hundred yuan into the fund every week or every month in exchange for time.

2. Convertible bonds

Convertible bonds are different from national debt. They are generally a kind of bonds issued by listed companies for financing. They have the dual attributes of bonds and stocks. When issuing convertible bonds, investors can buy them. Generally, the winner is 1000 yuan, with low threshold and much lower risk than the stock. Most convertible bonds will open higher on the first day of listing.

3. Yu 'ebao

The funds deposited by investors in Yu 'ebao are generally used to buy some money funds, which is less risky and more stable, and also more convenient for investors' daily living expenses.

4. Reverse repurchase of government bonds

The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market and obtain fixed interest income. The threshold is 1 0,000 yuan.

5. Gold accumulation

Gold deposit business refers to the debt business that banks open gold deposit accounts for individual customers to record that individual customers deposit a certain amount of gold in a certain period of time. Generally speaking, the threshold is low, from 1 gram, or from 100 yuan per month.

6. Fixed income wealth management products

Fixed-income wealth management products, that is, their expected income is locked in a certain range, and the risk is also small. Investors can purchase such products through banks, insurance companies or securities companies.

In terms of financial management, investors should diversify their investments and diversify their risks by purchasing a variety of financial products. At the same time, when choosing financial products, we should combine our own investment preferences and choose financial products that suit our investment preferences. For example, stable investors with low risk tolerance should choose low-risk wealth management products instead of high-risk wealth management products.