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How to manage finances with a monthly salary of 2,000?

If your monthly income is only 2,000 yuan, you can do this: divide the money into five parts: the first part is 600 yuan, the second part is 400 yuan, the third part is 300 yuan, the fourth part is 200 yuan, and the fifth part is 500 yuan.

The details are as follows: The first portion is used for living expenses.

With such a small amount of living expenses, I can only get more than ten yuan a day.

Breakfast is a portion of boiled rice, an egg, and a cup of soy milk.

A fast food and a piece of fruit for lunch.

Make a small stove for dinner, cook some rice, add two vegetables, and have a glass of milk before going to bed.

In this way, one month's food is about 500-600.

However, if you are still young and don’t have many health problems yet, this kind of diet will be enough to prevent you from having health problems in a few years.

The second part is used to make friends and expand your interpersonal circle.

The phone bill can be used up to 100 yuan.

You can treat twice a month.

Who should you invite? Remember, please invite people who are more thoughtful than you, people who are richer than you, and people who need to be grateful.

If you insist on treating guests every month, after a year, your circle of friends should have generated value for you. Your reputation, influence, and added value are increasing, and your image will be good and generous.

The third copy is for studying.

You can have 50-100 yuan every month to buy books.

If you buy a book, you should read it carefully and learn to use it after you have learned it.

After reading each book, turn it into your own language and tell it to others. Sharing it with others can improve your credibility and improve your affinity.

Save the other 200 yuan to participate in a training every year.

When your income is high or you have extra savings, you can participate in more advanced training.

Participating in good training can not only make like-minded friends for free, but also learn truths that are usually difficult to understand.

The fourth portion is for travel, and rewards yourself for traveling at least once a year.

The growth of life comes from continuous experience.

Participate in free travel and stay in youth hostels. The earth is actually not that big. You go out every year. In a few years, you can put the red flag on the map. Many beautiful memories become the driving force of life, and you become more enthusiastic and enthusiastic.

Energy goes into work.

The fifth part is for investment. Save it first and then invest it in the stock market. It can also be used as capital for purchasing goods. Small business is very safe. Open a Taobao account and wholesale some things to sell. If you lose money anyway,

Not much.

Earning means not only earning money, but also gaining confidence and courage, and also gaining experience in doing things.

When you earn more money, you can start buying long-term investment plans to provide yourself with long-term protection in advance, ensuring that no matter what happens in the future, you and your family will have sufficient funds to take care of you, and your quality of life will not decline.

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After a year of this, if you still get an income of 2,000 yuan in the second year, it's your fault.

In addition: Those whose monthly income is less than 3,000 yuan must work part-time to make money.

Don't be picky. You don't want to do this, you have no interest in that.

You have to buy as little clothes and shoes as possible this year.

It’s best to buy it all with the money you earn from your part-time job.

As a way to reward yourself.

When you make extra money, remember to buy a gift for your lover to thank him/her for supporting your financial plan.

Tell the truth, tell the truth, no nonsense, no clichés, let us talk about something that everyone can understand today. Hello everyone, I am your president.

If you still want to invest and manage money with a monthly salary of 2,000 yuan, the starting point is good, but in fact it is simply not feasible. The current national average salary level is around 5,000 yuan. In other words, it is difficult to live on 2,000 yuan a month.

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Although Jack Ma said that dreams must be realized, dreams must be realistic and cannot be unrealistic. In the current real life, the monthly income of newly graduated students is about three to five thousand yuan.

A monthly salary of 2,000 yuan cannot keep up with the income of retirees. Therefore, we must have financial management dreams, but we must be down-to-earth and make progress one step at a time.

If calculated based on monthly consumption, even if food and accommodation are included, 2,000 yuan is not enough to live on. If you smoke, drink, and dance, you should also get a credit card for daily consumption.

At this time, if you can reduce consumption, it is the greatest financial management. Can the president really not imagine that he can still have a salary of 2,000 yuan a month?

The average minimum guarantee in most cities is around 2,000 yuan. What you need to do at this time is not to invest in financial management but to better increase your income.

Don't think about financial management until your monthly income exceeds 5,000. This shows that the reason why people choose to be single currently is that the money they earn is not enough to spend.

If you really only have an income of 2,000 yuan a month, the best investment and financial management is to invest in yourself, so that you can learn more knowledge and gain more perspectives.

To be honest, living in my country now, it may be difficult to survive on less than 6,000 a month. The monthly rent counts as 1,000, the monthly living expenses count as 1,000, the monthly smoking, drinking and socializing count as 2,000, and the usual consumption counts as 1,000. Each There are only 2,000 left in the month.